SFE for 2020/21

This infomation applies to new students starting in 2020/21. The rules about student finance are complicated, so if your situation is a little bit different or you need more information on entitlement it may benefit you to look at the following guides from Student Finance England:

In general, students that normally live in England and that are on an ordinary undergraduate degree can expect to get the following funding:


Maintenance Loan


The 2020/21 amounts are as follows: 

  • Living at home with parents, studying in Plymouth              minimum loan £3410       maximum loan £7747
  • Living away from parental home, studying in Plymouth       minimum loan £4289       maximum loan £9203

You may get more or less money than your friend.  This is because part of your Maintenance Loan is based on your household income.  If you are under 25, it will usually be based on your parent's income. *This funding is repayable


Special Support Element


If you were in receipt of means tested benefit, have a disability, or are a single parent when you start University, then part of your Maintenance Loan is called a Special Support Element.

It is important to make sure you claim this if you are entitled to it, as you will receive a larger overall maintenance payment and £3893 of your loan amount does not count as income for the purposes of claiming legacy means tested benefits, such as Housing Benefit but is counted as income if you are claiming Universal Credit.

The maximum amounts including a special support element are: -

  • Living at home with parents           £9,140
  • Living away from parental home    £10,490

 *This funding is repayable


Other Funding 

If you have children, you have a disability or another adult depends on you financially, then there may be more funding available to you from Student Finance

This funding can include:

Parents Learning Allowance up to maximum of   £1766   

Adult Dependents Grant up to a maximum of      £3094

Childcare grant up to 85% of your costs or a maximum of to £174.22 a week for 1 child or £298.69 a week for 2 or more children (whichever amount is less).

This funding is means tested and the rules differ depending on when you started University. You may be eligible for some or all of the elements, and the amounts you receive could be much lower than the maximum amounts. 

*This is non-repayable unless you are overpaid or leave your course early


Tuition Fee Loan

This is a loan paid directly to the university in three instalments. Students starting after 2018 are subject to a fee charge of up to £9,250 whilst students who started their course prior to this will remain on a maximum fee of £9000.

*This funding is repayable